Direct bank integration for secure, automated bank communication
Connect your ERP directly to your bank to automate payments and bank statements, reduce manual handling, and improve control across your finance workflows.
Why use direct bank communication?
Direct bank integration (Host-2-Host) connects your ERP directly to your bank, allowing automated exchange of payment files and bank statements without manual file handling. Instead of relying on users to export, upload, download, and import files across multiple systems, finance teams can move bank communication into a more controlled and automated workflow.
For companies with higher security requirements, larger payment volumes, or a need for more direct bank connectivity, this setup can improve process stability, reduce operational risk, and support a more efficient cash management flow.
Less manual work
Automate payment files and bank statements directly from your ERP. Reduce manual handling and eliminate repetitive tasks.
Stronger security and control
Secure bank communication with controlled workflows, approvals, and reduced operational risk.
Replace manual bank processes with automated integration
No more exporting, uploading, and reconciling files manually
Direct bank integration replaces manual uploads and downloads with a controlled exchange of payments and bank statements between your ERP and bank. This reduces manual touchpoints and supports more consistent banking processes.
For companies with higher security requirements, larger payment volumes, or more complex banking setups, direct integration can improve process stability, reduce operational risk, and support a more efficient cash management flow.
Supported connection methods
AMC Banking supports multiple connection methods depending on your bank and setup.
SFTP
Webservice Connections
APIs
PSD2 APIs
When is direct bank integration relevant?
Direct bank integration is especially relevant if your company:
- Handles high payment volumes
- Operates across multiple banks or countries
- Wants to reduce manual banking processes
- Requires stronger control and security
- Needs more automated and scalable workflows
See how direct bank integration works in practice
FAQ
Direct bank integration connects your ERP system directly with your bank to handle payments and bank statements without manual file handling.
Instead of exporting payment files, uploading them to bank portals, and importing bank statements manually, all communication happens automatically between your ERP and the bank.
This allows finance teams to manage payments, retrieve bank data, and reconcile transactions directly within their ERP system in a more controlled and efficient workflow.
Manual bank file handling requires finance teams to export payment files from the ERP, upload them to the bank, download bank statements, and import them back into the system.
Direct bank integration removes these steps.
With direct integration:
- Payments are sent directly from the ERP to the bank
- Bank statements are automatically retrieved
- No manual uploads or downloads are required
- The entire process is more automated and consistent
This reduces manual work, minimizes errors, and improves process control across the finance function.
Support for direct bank integration depends on the bank, country, and communication method.
Many banks support direct integration through:
- Host-to-host connections
- APIs or web services
- Secure file transfer (e.g. SFTP)
- PSD2-based connections in supported regions
AMC Banking supports a wide range of banks globally and works with different integration methods depending on your setup. See our supported banks list.
Yes. Direct bank integration can be used with Microsoft Dynamics 365 Business Central.
It allows you to:
- Send payments directly from Business Central to your bank
- Automatically receive bank statements
- Manage approvals and workflows within the ERP
- Reduce reliance on external bank portals
This enables a more streamlined and integrated cash management process directly inside Business Central.
Yes. AMC Banking supports direct bank integration for Microsoft Dynamics 365 Finance. Depending on the bank and connectivity setup, payments can be sent to the bank and bank statements retrieved directly into Dynamics 365 Finance, reducing manual file handling.
For organizations working with multiple banks and countries, AMC Banking can help standardize these banking processes within Dynamics 365 Finance.
Direct bank communication can reduce security and operational risks by limiting manual file handling. The security of a specific setup depends on the bank, connectivity method, approval workflow, and implemented controls.